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The timeline varies depending on your specific situation. For some clients, we can secure pre-approval within 2-4 weeks, while others may need 3-6 months of credit improvement first. During your free consultation, we'll provide a realistic timeline based on your circumstances.

While traditional lenders may require credit scores of 620 or higher, we work with specialist lenders who can approve mortgages for scores as low as 500-550, depending on other factors like income, down payment, and debt-to-income ratio. We've helped clients with scores in the 400s achieve homeownership.

Our initial consultation is always free. Many of our services are success-based, meaning you only pay when we achieve results. Credit assessment starts from €150, and ongoing support packages begin at €100/month. We'll provide transparent pricing during your consultation.

Yes, we serve clients throughout the EU. While we're based in Barcelona, we can provide consultation and credit improvement services to clients across Europe. Mortgage brokerage services may be limited to specific countries based on lending regulations.

Absolutely. We maintain strict confidentiality for all client information and comply with GDPR and other data protection regulations. Your personal and financial information is never shared without your explicit consent, except as required by law.